PAYMENTS • POS • SOFTWARE • ATM

Lower friction.
Keep more. Grow smarter.

One place to improve how your business accepts payments, runs checkout, manages operations, and serves customers.

Text us 24/7
No-pressure review Bring your current statement Options matched to your business
POPULAR STARTING POINTS
Get a free ATMFor qualified business locations
NEW • ĀRU MERCHANT AI

Have a merchant-services question? Ask our AI assistant.

Get instant help with processing costs, POS systems, Clover, software, applications and forms, or free ATM placement.

ASK ĀRU AI
FREE ATM PLACEMENT

Want an ATM at your business?

Qualified locations can receive a full-service ATM placement with no equipment purchase required.

GET A FREE ATM
MERCHANT DOCUMENT CENTER

Applications, forms & downloads

Download merchant applications, authorization forms, equipment documents, the bank letter template, restaurant POS checklist, and customer guides. Completed forms should be scanned and emailed back to us.

OPEN DOCUMENTS & DOWNLOADS
BUSINESS SOLUTIONS

Start with what you want to improve.

You do not need to know which product you need. Tell us what is costing you money, slowing you down, or making checkout harder.

Payment Processing

Accept cards in-store, on the go, or through supported online and software-integrated payment setups.

  • Processing options matched to your business
  • Modern EMV-capable equipment
  • Statement review available
View processing overview

Dual Pricing & Fee Recovery

Reduce the impact of card-processing costs with an approved program designed around your business and checkout flow.

  • Clear customer-choice structure
  • Program setup and guidance
  • Eligibility and terms reviewed before enrollment

POS Systems & Smart Terminals

Upgrade from a basic terminal or outdated POS to technology that can simplify checkout, reporting, inventory, and more.

  • Countertop, wireless and LTE options
  • Clover and other supported solutions
  • Options for retail, restaurant and service businesses

Field-Service Software

Bring scheduling, dispatch, jobs, estimates, invoices, payments, customer management and field operations together.

  • Scheduling and dispatching
  • Estimates, invoices and payments
  • Inventory, equipment and fleet tools
View field-service overview

Salon & Service-Business Software

Simplify appointment flow, client check-in, checkout, inventory, reporting and customer-retention workflows.

  • Booking and queue management
  • Check-in and checkout tools
  • Inventory, reporting and marketing features
View salon software overview

Gateways & Integrated Payments

Need payments to work with an existing software platform, virtual terminal, or supported gateway? We can help map the fit.

  • Virtual terminal options
  • Supported gateway paths
  • Integration review before commitment
FREE PROCESSING REVIEW

Know what card acceptance may be costing you.

Enter your approximate monthly card volume and current effective rate. This is a simple estimator—not a quote—but it helps put the cost into perspective.

APPROXIMATE CURRENT PROCESSING COST$19,200per year
Approx. monthly$1,600

Actual pricing, savings and eligibility depend on transaction mix, card types, current agreement, equipment, selected services and approved terms.

WHY BUSINESSES CONTACT US

One conversation can uncover more than one problem.

Processing costs feel too high

We can review the current setup and available alternatives.

The POS is outdated or clunky

We can help match checkout technology to how you actually sell.

Too many disconnected tools

Business-management software can bring more of the workflow together.

Customers keep asking for cash

A qualified location may be a fit for free full-service ATM placement.

GET STARTED

Tell us about your business.

We’ll point you toward the right next step—processing review, POS, software, equipment, or ATM placement.

Submitting opens your email app with the inquiry pre-filled. You can also call or text us 24/7.

NEED HELP?Ask ĀRU AI